Idea Saving and Credit Cooperative Ltd. is a trusted financial institution established in 2068 B.S. (2011 A.D.) under the Cooperative Act 2048 of the Government of Nepal, with Registration No. 3738/067/68. Strategically located at Chabahil Chowk, Kathmandu, we have been serving our urban community for over 14 years with a commitment to financial inclusion, trust, and innovation. Founded by a group of dedicated professionals from banking, insurance, IT, and entrepreneurship, our cooperative is built on a foundation of expertise, transparency, and cooperative values.

Our mission is to empower our members through secure, member-focused financial services, including savings schemes offering 6% to 9% interest, affordable credit facilities at 13% to 16%, high-yield fixed deposit plans with 7% to 9% returns, personalized financial advisory support, and optional digital services for seamless access. We prioritize transparency, professionalism, and ethical governance, ensuring every transaction and service aligns with our core values of trust, member-centricity, cooperation, financial discipline, integrity, and innovation.

With a proven track record of reliability, a professional member base, and a community-driven approach, Idea Cooperative is dedicated to fostering smarter savings, responsible lending, and sustainable financial growth. We are more than a financial institution—we are a partner in your journey toward financial security and prosperity.

Our Core Values

1. Trust & Transparency: Open communication and accountability in every transaction.
2. Member-Centric Approach: Services designed to meet the specific needs of our members.
3. Cooperation & Unity: Growing together through shared responsibility and mutual support.
4. Financial Discipline: Promoting responsible saving, borrowing, and financial planning.
5. Integrity & Professionalism: Upholding ethical standards and excellence in service delivery.
6. Innovation & Adaptability: Embracing new ideas and technologies for better financial services.