At Idea Saving and Credit Cooperative Ltd., we are dedicated to providing a comprehensive suite of financial services tailored to the unique needs of our members. Located at Chabahil Chowk, Kathmandu, and operating under the Cooperative Act 2048 of Nepal, our services are designed to promote financial security, growth, and empowerment within our urban community. Below is a detailed overview of each service we offer, crafted to align with our mission of fostering financial inclusion, trust, and sustainability.
Our Services:
1. Savings Schemes
Flexible and secure saving options tailored to meet your personal and financial goals. We provide 6% to 9% interest rate in saving schemes.
2. Credit Facilities
Quick, reliable, and member-friendly loans for personal, professional, and emergency needs. We provide loans at an interest rate of 13% to 16%.
3. Fixed Deposit Plans
Attractive interest rates and guaranteed returns on long-term savings. We provide 7% to 9% interest rate in Fixed deposit .
4. Member Advisory Support
Financial guidance and support to help you plan and manage your finances effectively.
5. Digital Services (Optional – if applicable)
Modern digital solutions for account access, loan applications, and member convenience.