Idea Saving and Credit Cooperative Ltd., established in 2068 B.S. under the Cooperative Act 2048 (Reg. No. 3738/067/68) and based at Chabahil Chowk, Kathmandu, is led by a professional management team of experts in banking, insurance, IT, and entrepreneurship. Guided by Chairman Nilesh Manandhar and CEO Sadan Khatri, our team ensures ethical governance, transparency, and member-centric services. The Board of Directors sets strategic direction, while the management oversees operations, delivering savings schemes (6% to 9% interest), credit facilities (13% to 16%), fixed deposits (7% to 9%), advisory support, and optional digital services. Committed to trust, innovation, and community prosperity, our management drives financial empowerment for our members.
Sadan Khatri
Chief Executive Officer (CEO)
- Role: As the Chief Executive Officer(CEO) of IDEA Saving & Credit Co‑operative Ltd., Sadan Khatri holds the pivotal responsibility of overseeing the cooperative’s overall operations and ensuring that the organization’s strategic goals, as set by the Board of Directors, are effectively executed. His leadership ensures that all services from savings accounts to loan offerings and fixed deposits are delivered with the highest standards of efficiency, transparency, and member satisfaction.
- Key Contributions:
- Operational Excellence: Sadan spearheads initiatives to streamline daily operations, ensuring that all financial products and services are managed with accuracy and timeliness. His focus on operational efficiency translates into seamless member experiences and reliable service delivery.
- Innovation and Digital Integration: Recognizing the importance of technology in modern finance, he actively promotes the adoption of digital tools and platforms to enhance accessibility and convenience for members. Under his guidance, the cooperative is embracing digital transformation, making transactions and service interactions easier and faster.
- Financial Literacy and Member Empowerment: Sadan is deeply committed to member education, leading financial literacy programs and advisory services that equip members with the knowledge and skills needed for sound financial decision-making and long-term economic well-being.
- Team Leadership and Culture Building: He fosters a positive, collaborative work environment aligned with cooperative values such as transparency, inclusiveness, and mutual respect. His leadership style inspires the team to perform at their best while upholding the cooperative’s mission.
- Member Engagement and Community Trust: Understanding that the cooperative’s strength lies in its members, Sadan regularly engages with the community to gather feedback, address concerns, and adapt services accordingly. This ongoing dialogue reinforces trust and strengthens the cooperative’s role as a dependable partner in members’ financial journeys.
Devika Rai
Head – Marketing and Business
Devika Rai serves as the Marketing Head at Idea Saving and Credit Cooperative Ltd. Originally from Gaighat, Udayapur, she leads the cooperative’s marketing and outreach initiatives with a strong focus on member engagement and brand growth. She is responsible for planning and executing marketing strategies, promoting financial products and services, coordinating campaigns, and strengthening relationships with existing and potential members. With her proactive approach, communication skills, and deep understanding of community-based marketing, Devika plays a vital role in expanding the cooperative’s reach and visibility.
Sanjog Singh Shrestha
Officer – General Service and Administration
Sanjog Singh Shrestha is a motivated professional currently serving as an Officer – General Service and Administration at Idea Saving & Credit Cooperative Ltd. He is presently pursuing a Bachelor of Business Studies (BBS), where he is developing a strong foundation in business principles, financial accounting, and organizational management.
Sanjog focuses on ensuring that organizational workflows are seamless, efficient, and member-centric. He brings practical experience in office management, documentation, and logistics, playing a key role in the day-to-day administrative operations of the cooperative. By maintaining precise official records, coordinating member services, and supporting internal communications, he helps uphold the operational excellence of the institution.
Guided by the principles of integrity, transparency, and innovation, Sanjog is dedicated to strengthening the cooperative’s mission of providing secure financial solutions. His ability to integrate his academic studies in business with his professional responsibilities makes him an invaluable asset to the team, as he continuously seeks to apply his knowledge of business systems to enhance the member experience and operational efficiency.