Idea Saving and Credit Cooperative Ltd. is a trusted financial institution established in 2068 B.S. (2011 A.D.) under the Cooperative Act 2048 of Nepal, with Registration No. 3738/067/68. Strategically located at Chabahil Chowk, Kathmandu, we have served our urban community for over 14 years, delivering secure, member-centric, and innovative financial solutions. Founded by a dedicated group of professionals from banking, insurance, IT, and entrepreneurship, our cooperative combines expertise, transparency, and cooperative values to empower members through financial inclusion and sustainable growth.
We offer a comprehensive range of services, including savings schemes with 6% to 9% interest rates, affordable credit facilities at 13% to 16%, secure fixed deposit plans yielding 7% to 9%, personalized member advisory support, and optional digital services for enhanced convenience. Our professional member base ensures reliable, innovative, and ethical service delivery, while our commitment to trust, transparency, and financial discipline fosters long-term member relationships. With a convenient location and a focus on community prosperity, Idea Cooperative is your reliable partner for smarter savings, responsible lending, and financial empowerment.